• In this March 26, 2015, file photo, Consumer Financial Protection Bureau Director Richard Cordray speaks during a panel discussion in Richmond, Va. The Consumer Financial Protection Bureau has proposed a massive overhaul of the multibillion dollar debt-collection industry. The changes released Thursday, July 28, 2016, would restrict collectors from calling numerous times a day, require them to more substantially prove a debt is valid, and give people more ability to dispute their bills. The CFPB is also proposing a 30-day waiting period on collection attempts for loans tied to a person who has recently died. (AP Photo/Steve Helber, File)

    Debt-collection proposals: Fewer calls, easier to dispute

    NEW YORK (AP) — Consumers could no longer receive multiple calls per day from debt collectors and would have more ability to dispute their bills under proposals released Thursday to overhaul the multibillion-dollar debt collection industry.