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Tuesday’s timed agenda at the Eddy County Commission meeting brought on a discussion about the Multi-Line Pool and Workers’ Compensation Pool Insurance in the counties of New Mexico.

The Multi-Line Pool provides county members with property and casualty insurance coverage for buildings, automobile liability, personal injury, general liability, employment practices liability, public officials’ errors and omissions, and crime. The Workers’ Compensation Pool has provided comprehensive statutory Workers’ Compensation coverage for its member counties.

According to Rick Rudometkin, Eddy County manager, who gave a quick presentation on the ordeal, Eddy County is suffering in the insurance department.

Based on calculations done by the New Mexico Association of Counties, loss ratios – which are the incurred losses (total amount expected to be paid out on a claim) divided by the total contributions (amount paid by county) – have been looking dismal.

Eddy County’s three-year law enforcement loss ratio average is in the red by 148.53 percent, and the three-year multi-line loss ratio average is in the red by 206.30 percent.

“We’re a little worried, because the money isn’t enough to cover the losses that are being incurred, especially over the last three years,” Rudometkin said.

Because of this, it appears reinsurance costs will increase somewhere between 25-40 percent, with reinsurance costs being approximately two-thirds of the pool expenses. Sexual misconduct claims as well as Whistleblower Protection Act damages will likely be limited in some fashion; however, nothing has been finalized as of yet.

In other business Tuesday, the Safety Net Care Pool Certification of Public Funds for the second quarter of fiscal year 2015-16 was approved. The commission approved a second-quarter payment of $887,394.16.

“I get so frustrated and angry when I look at it,” said Commissioner Stella Davis. “I just want the public to know we don’t do this gladly; we do it reluctantly.”

The commission also approved resolutions to amend the 2015 holiday work schedule and one to plan, design and construct a bypass route between U.S. Highways 285 and 62.